The Best Structured Settlement Companies of 2018


To find our lineup of structured settlement companies we looked at a variety of factors, including customer sentiment, company visibility and whether the company belongs to industry groups such as the National Association of Settlement Purchasers (NASP). In order to be a member of NASP, a structured settlement company must abide by a code of ethics and a consumer bill of rights as well as participating in anti-fraud initiatives. We were not able to evaluate rates and fees, since they depend so much on the specific details of each settlement. Before you sign the dotted line, check with the settlement companies you’re considering to determine what the exact rates and fees are if you decide to convert all or some of your structured settlement to a lump sum payout.

J.G. Wentworth Structured Settlements

J.G Wentworth is one of the largest structured settlement buyers. (It also owns Peachtree Financial, another large and well-known brand.) If you have an annuity from a legal settlement, accident or lottery award, J.G. Wentworth can purchase a portion of your settlement. The advantage of this is that you can leverage your settlement in multiple ways, preserving future monthly payments while getting some short-term cash. You can also sell your entire settlement to J.G Wentworth.
J.G. Wentworth Structured Settlements has been purchasing future payment streams for more than 20 years. With a best price guarantee and customized transactions to fit your needs, J.G. Wentworth can help you get the cash you need.


Lump Sum Cash Now for Settlements & Annuities. DRB Capital is a leader in the industry when it comes to customer service. Structured settlement funding is not a loan-it’s a way for you to sell the regular payments you would normally receive in return for one lump sum of cash.

Peachtree Financial Solutions

If you’ve purchased an annuity for your retirement or received one through an inheritance or by some other means, you can sell it to Peachtree Financial. One advantage of selling an annuity is that you don’t need to go through the court process of a structured settlement, which can be time-consuming and logistically challenging. Depending on individual circumstances, it may be possible to sell in as little as three days, though the average is 30 to 60 days. Keep in mind that Peachtree doesn’t buy pensions or other employer-sponsored plans. When you enter an agree with Peachtree Financial to sell an annuity, we appreciate that all the associated costs and fees are listed on the disclosure statement.
Peachtree Financial Solutions has helped tens of thousands of people reach their goals. As a leading purchaser of structured settlement payments, it can buy all or some of your future payments so you can take the next big step.

Fairfield Funding

If you’ve won a lottery and are receiving the payout in monthly installments, you may be able to sell it for a single payout. Fairfield Funding is a structured settlement company that purchases lottery rewards. However, the state you won the lottery in can determine whether you are eligible to sell a lottery payment. One factor in this company’s favor: Fairfield offers to match the rate offered by other structured settlement companies to purchase your lottery annuity.
Fairfield Funding purchases structured settlements and annuities. Backed by a 100 percent guarantee, Fairfield works to get you the best price, needed cash in as few as five days, no interest advances and fast closings.


Henderson Structured Settlements. Henderson Structured Settlements LP is licensed with the only four life insurance companies that provide structured settlements in Canada (The Manufacturers Insurance Company of Canada, Sun Life Assurance Company of Canada, The Canada Life Assurance Company, and BMO Life Assurance Company).

Rapid Capital Funding

Rapid Capital Funding is a structured settlement purchaser that can assist you with renegotiating your settlement and expediting payouts. Rapid Capital Funding offers an ATM debit card allowing for instant funding.


McKellar Structured Settlements Inc. The McKellar Structured Settlement™ is the ideal solution…certainty of payment, preservation of benefits, with no fees charged and no income tax payable—ever!